Every day we help people get their very own checking account who usually could not get approved for one! When someone is sent to ChexSystems, other banks will deny them a bank account and they are then out of luck! Well, thats untill they come here to ChexBanks.com! We are the # 1 source in helping people get out of that situation! We help get you a real checking account without being afaid of not getting approved!

What is ChexSystems?

 

ChexSystems is similiar to credit bureus like Equifax, only its used to keep track of your bank history.

 

U.S. banks and credit unions report incidents to ChexSystems to protect themselves and other banks in the future. You get reported to ChexSystems if your account is closed for "cause." What is "for cause?" Banks differ greatly between them as to what valid reasons are for closing an account. Here are some examples:

 

* The bank was unable to collect for an overdraft, ATM transaction, or automatic payment which they honored on insufficient funds.(Regardless of amount, and often without waiting more than a few days!)

 

* Multiple overdrafts.

* Savings account, debit card or ATM abuse.

* Fraud.

* Providing false information in opening account.

 

Each incident stays on your record with ChexSystems for FIVE full years from the date the incident was reported.

 

Getting an incident reported to ChexSystems is the Kiss Of Death for your financial future. Most banks now say: "Our bank policy is that we will not open a checking account for you if you have one or more incidents reported to ChexSystems." Scary.

 

Go ahead and read more on the website about why we are the number one source for a non chex systems bank account. Or, get your own account now!